Filing an insurance claim for roof damage can be confusing. If you live in Annapolis, Severna Park, or Chesapeake Beach, here’s how to navigate the process smoothly.
Step 1: Understand Your Policy
- Check your deductible and coverage limits.
- Look for exclusions related to wind and hail damage.
Step 2: Document the Damage
- Take clear photos of missing shingles, leaks, and any interior damage.
- Keep receipts if you need temporary repairs.
Step 3: Contact Your Insurance Company
- File your claim as soon as possible after a storm.
- Provide all necessary documentation to avoid delays.
Step 4: Get a Professional Inspection
- Home Hat offers free roof inspections and works with your insurance company to ensure you receive fair compensation.
📞 Call 833 – Home Hat today to assist with your insurance claim!


